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Mobile Key vs OTP







Mobile Key vs SMS OTP

Mobile Key approvals happen inside the app, using your PIN or biometrics. SMS OTP relies on codes sent to your phone number.

In-app approvals can reduce exposure to risks like SMS interception or SIM-swap attempts.

When to be extra careful

  • • If someone pressures you to “confirm” a code or approval
  • • If you receive repeated prompts you did not request
  • • If your phone suddenly loses service unexpectedly
  • Choose the safest option available for your situation and confirm the transaction details before approving.
  • Mobile Key vs SMS OTP
  • Mobile Key approvals happen inside the app, using your PIN or biometrics. SMS OTP relies on codes sent to your phone number.
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Jane Doe

In-app approvals can reduce exposure to risks like SMS interception or SIM-swap attempts.

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  • When to be extra careful
  • • If someone pressures you to “confirm” a code or approval
  • • If you receive repeated prompts you did not request
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• If your phone suddenly loses service unexpectedly

Choose the safest option available for your situation and confirm the transaction details before approving.